Decision tool

Cash Flow Forecast Calculator

Project monthly inflows, outflows, and running cash balance with optional growth rates.

Your inputs

Adjust the fields and review the result in this workbench.

Cite this calculator

Results use the inputs you enter and standard formulas documented on this page. Not professional advice.

Last reviewed: August 2026

Cash Flow Forecast Calculator. (August 2026). Useful Tools Online. https://usefultoolsonline.com/cash-flow-forecast-calculator/

Interpretation

Forecast assumptions

Growth rates compound monthly on the base inflow/outflow. Use conservative outflow growth when planning reserves.

Avoid mistakes

Common mistakes

A few things that can lead to misleading results or poor decisions.

Treating one good month as the new baseline.
Ignoring seasonality in revenue.