Investment Return Calculator
Investment returns
How Investment Return Calculation Works
The Investment Return Calculator projects the future value of your investments using compound interest. Enter your initial investment, monthly contributions, expected annual return rate, and time horizon to see how your money could grow over time, with detailed year-by-year breakdowns.
Formula
Future Value = P(1 + r/n)^(nt) + PMT x [((1 + r/n)^(nt) - 1) / (r/n)]
Key Features
- ✓Compound interest calculations with monthly contributions
- ✓Year-by-year growth breakdown with charts
- ✓Compare different return rate scenarios
- ✓Accounts for investment fees and inflation
Pro Tip
The power of compound interest grows exponentially over time. Starting just 5 years earlier can increase your final portfolio value by 30-50% due to compounding \u2014 time in the market matters more than timing the market.
Recommended Tools & Services
TurboTax Premier
Professional tax preparation software with itemized deductions
FreshBooks Pro
Cloud accounting and invoicing software for small businesses
Wave Accounting
Free accounting software with optional paid features
Disclosure: We may earn affiliate commissions from some of the products and services recommended on this site. This does not affect the price you pay and helps support our service to provide free tools.